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Mobile Spy Is a Magic Wand for Caring Parents

(Newswire.net — January 5, 2018) Jacksonville, Florida — The Internet has reshaped the way children interact with the world. Psychology Today reported that a Chinese study found that Internet does change the brain in ways similar to gambling and addiciton. Besides being a fascinating source of information, it has also created many hazards. Tim Lordan, staff director of the Internet Education Foundation, urges parents to get involved in their children’s cyber world, reminding them that they are obliged to take precautionary measures to keep them safe at this online playground. 

The Guardian published a guide in its Technology section, emphasizing that it is vital for parents to educate their children about online safety. Shelagh McManus, online safety advocate for security software Norton by Symantec advises parents to apply a simple rule in teaching their kids around this playground. The rule states, “If you wouldn’t do it face to face, don’t do it online”.

But, children are unaware of the obscure side of the world and the Internet and this is why one may never be to careful when it comes to them being exposed to inadequate material, cyberbullying, hate groups and abuse by online predators. Social media has only amplified the hazards caused by these risks. Moreover, its use is feared to cause a disruptive disconnection on a social, psychological, and emotional levels, as teens tend to worry more about their Facebook profile than their actual appearance.

Mobile Spy app is a magic wand for caring parents as it enables them to preserve the best of what’s online for their kids and take precautionary measures against these risks. It allows parents to block all those websites and applications they consider to be inappropriate for their kids. But, its magical powers do not stop there.

The problem with Snapchat is that the instant messenger automatically deletes all messages in only several seconds, which makes it just a perfect app for sharing obscene affairs such as pornogrpahic images with very negative and permanent consequences. Snapchat Spy is a rare app with which parents can effectively prevent their kids from engaging in such dangerous behaviour.

Furthermore, Snapchat Spy enables parents to monitor their children’s calls, activity via SMS and MMS, their e-mails, GPS location, bookmarks, website history, installed programs, saved photos and videos and other instant messages, including those sent via Facebook, WhatsApp, Viber, Tinder, iMessage, and Skype. And here’s where the super power kicks in, since the Mobile Spy app works in incognito mode, this can be done without them even knowing. All they have to do in order to monitor their children’s account is to download and install the app on their device.

Besides suiting any family’s budget as it is available for everyone, the company who designed the software also offers a free 7 day trial. Also, it is compatible with iOS, Windows and Mac OS with a 24/7 multi-language support. Comfortingly, atleast the online world can now become a safer environment for kids due to Mobile Spy app.

Mobile Spy

Retina-X Studios, LLC
13453 North Main Street Suite 201
Jacksonville, Florida 32218
United States
https://www.mobilespy.net/snapchat-spy/
Source: http://newswire.net/newsroom/blog-post/00099340-snapchat-spy.html

11 Tips to Be Prepared for Winter Camping

(Newswire.net — January 8, 2018) Woodbridge, VA — Ah, to sleep outside surrounded by banks of snow in sub-zero temperatures. Winter camping is not for the faint of heart, but if you are more comfortable outdoors than indoors, it may be the next way to amp up your wilderness adventures. If you are a winter sport enthusiast, winter camping is a great way to combine your love for camping with your passion for snowshoeing or cross-country skiing. Another perk of winter camping is you will get to enjoy the quietude of nature all on your own, as not many folks are brave enough to pitch a tent in freezing temperatures. Just like any type of outdoor activity, winter camping is one for which you must be well prepared. Read on for some of my best-loved winter camping tips, and share yours in the comments.

  1. Pack a shovel. Useful in so many instances (digging a fire pit or a makeshift toilet, or digging up snow, or making a snow shelter), you won’t ever regret having one on hand.
  2. Bring a closed-cell foam sleeping pad. This is the best way to protect your body from the cold ground while you sleep. If you like to put your sleeping bag on an air mattress, bring all three, with the closed-cell foam sleeping pad as the bottom layer.
  3. Make certain your sleeping bag is rated at least 10F below the nighttime low. For example, if you use a sleeping bag with a lower limit of 12F and a comfort level of 23F, you will be able to sleep comfortably in 23F weather without supplemental layers.
  4. Make sure you have a bag that fits you. A bag that is too large or too small is not going to work as efficiently as one of the right size.
  5. Bring a sleeping bag liner. Liners can add between 5-17 F of warmth depending on its construction and material The warmest options are either flannel or merino wool.
  6. Wear a knit beanie to bed. About 50% of body heat is lost through the head when exposed to the cold.
  7. An easy way to add some extra heat is an emergency blanket. You can attach it to the top of the tent to reflect the heat back towards you, or wrap it inside your sleeping bag in a pinch. It’s also a good idea to bring a couple along on an excursion, in case you’re out longer than intended, or start to feel chilly and can’t find shelter.
  8. Winter nights are long, so be sure your headlamp and flashlight batteries are fully charged and pack extras.
  9. You knew this was coming – layer up. Several loose layers are key to comfort and warmth. Start with a base layer that wicks moisture, and as many layers of insulating clothing on top as is comfortable for you in the climate you’re in. The top layer should be a weather-proof coat. Fabrics to look into: Gore Tex, polyester, polypropylene, down, wool. Stay away from cotton.
  10. Stay dry. Water conducts heat better than air does, so wet clothes will lower your body temperature in a flash. Even sweating can dangerously cool you down. Know your limit and peel off layers to slow perspiration.
  11. Waterproof boots (as well as gaiters and snowshoes) are a must when making your way through deep snow.

 According to REI, these “Ten Essentials” are especially important for your comfort and safety in winter:

About Surviveware

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Surviveware

13003 Smoketown Road
Woodbridge, VA 22192
United States
17039105188
info@surviveware.com
http://www.surviveware.com
Source: http://newswire.net/newsroom/blog-post/00099350-11-tips-prepare-winter-camping-backpacking.html

The Many Benefits of Exercise

(Newswire.net — January 8, 2018) — There is a multitude of scientific studies that show beyond the shadow of a doubt that exercise is as close as we’ll ever get to a miracle drug for the maintenance and improvement of our health. So, even though most people tend to be lazy and don’t want to work out – most of us still know that exercise has many potential benefits. Below you will read about some of them.

The first benefit that exercise has is that it increases our muscle size. Muscles are the go-to example of the “use it or lose it” mantra. In fact, muscle atrophy can be a serious condition that may result in a full wasting of your muscles – and this happens if you don’t use them at all. This is why paralyzed people are in danger of this happening, and why their limbs show drastic signs of this malady. Well, you can battle this very effectively if you use the muscles in demanding ways. Over time the muscles will get stronger and the fibers inside of them will improve their function – making you stronger in the process.

Exercise can also dramatically slow down the process of aging. It has been shown that the telomeres in our bodies can get lengthened if we work out – and they can be shortened if we don’t move. The telomers have been shown to be a powerful indicator of the state of our health and a predictor of our longevity. So, if you wish to live long (and prosper) make sure that you’re working out frequently.

And let’s get back to the basics – what is exercise? Exercise shouldn’t even be a word, as its meaning is found in the fact that exercise is moving in physically demanding ways. In case you aren’t aware, this was the natural lifestyle of our ancestors. Our ancestors had to move and lift things just to survive, so exercise was, in fact, a way of life for them. It’s estimated that at one point in history, mankind was forced to move for 10 miles on a daily basis. Compare that to our recent habits of sitting home all day in front of our laptops – and you will get the picture of how far we have strayed from what makes us healthy and strong.

The miraculous panacea – exercise

The best thing about the prospect of regularly exercising is the fact that exercise has been shown to cut down the risk of the contraction of many diseases – including cancer. If you wish to stay healthy and improve your immune function, then make sure that you incorporate an exercise regime into your lifestyle. This will do you a world of good.

But don’t forget that it’s also important to take care of the other parts of life that can make you healthy – exercise is not the sole thing that you need to take care of. For example, you need to protect your skin from sun damage – you can do so by buying lovemelanotan. You should also take care of your diet.

And you will find out that you’re getting healthier by the minute if you do all of the things that we have mentioned in this article above.

Source: http://newswire.net/newsroom/blog-post/00099363-the-many-benefits-of-exercise.html

Treks around Bangalore

(Newswire.net — January 8, 2018) — With work bogging down almost every individual in Bangalore, the most sought after weekend activity is trekking. Surrounded by numerous destinations that are ideal for this activity, the city has become a significant site for trekking locales. For the adrenaline junkies and adventure seekers, Bangalore is more than just the Garden City and the IT hub of India. Positioned amidst numerous hike and trek spots, the city poses as a center point for thrilling activities. Biking or driving down to the nearest trekking spot to view the sunrise or sight the rarest of flora and fauna is an increasingly popular weekend adventure activity. You can hop into one out of the many Bangalore cabs for an adventure filled weekend.

Kumara Parvatha, Coorg

Featuring a perfect combination of a marvelous natural treat and a strenuous physical activity, Kumara Parvatha is located in the Pushpagiri Wildlife Sanctuary and is the 3rd tallest peak in the state of Karnataka. Located at a distance of 220km from Bangalore, the trek at Kumara Parvatha is considered to be one of the most challenging treks.

Located 1712m above sea level, the region promises a mesmerizing sight despite the rigorous trek. It truly is a trekker’s paradise with beautiful trekking stretches of 16km that wind through the forests of Kukke Subramanya. The sole pit stop is at the Bhattaramane, where trekkers can pitch their tents and watch the beautiful night sky. It is ideal to embark on this trek between the months of October and February. Amateur trekkers may find it difficult to hike up this trail since it takes at least two days to complete it.

 

Tadiyandamol, Coorg

Rent a car in Bangalore and drive to one of the most picturesque trekking destinations of all times, Tadiyandamol. Located 1748m above sea level, this peak is carpeted in lush greenery from head to toe. It is an ideal trail for amateur and seasoned trekkers alike, all year long. Utilize that perfect weekend to visit this destination and get away from the noisy chaos of the city. While Tadiyandamol provides great opportunities for sightseeing, trekking, and other activities, it also happens to be the highest peak in the district of Kodagu. The ideal time to go trekking up these slopes is between the months of November to February. With a gorgeous winding path of 8km that stretches across the green slopes, Tadiyandamol is at a distance of 264km from Bangalore.

Kodachadri, Shimoga

Located at a distance of 278km from Bangalore, the Kodachadri peak is at an altitude of 1343m. A top favorite amongst the trekking community, this peak is also home to the Mookambika temple, an important pilgrimage site. Kodachadri is surrounded by lush green forests and makes for an interesting hiking trail. 14 km long, the trail winds through forests, glistening waterfalls, and a misty peak with a view that will leave you feeling awestruck. The trek will pass through the gorgeous Hidlumane falls, the Arasinagundi falls, and showcase spots for activities such as high rope traversing, jarring and more. November to February is the ideal time to go on this trek.

 

You can pick the trek based on the distance from the city, the number of days you’d like to take off, and the intensity of the trek. The region in and around Bangalore provides immense beauty and the opportunity to view the exotic wildlife as well. Be it a night trek or a day hike, it is definitely bound to be an interesting one as every trekking trail around Bangalore is unique in its own way!

Source: http://newswire.net/newsroom/blog-post/00099362-treks-around-bangalore.html

5 Tips to Losing Weight with Hypothyroidism

(Newswire.net — January 8, 2018) — With the new year, many have made a resolution to lose weight. Losing weight can be quite a challenge but even more so if you experience hypothyroidism. The reason for this is because of the relationship between synthroid and weight loss. The key, however, is to avoid getting hung up on the challenges and focus on what you can do to make a difference in your weight loss journey. This article will provide some tips to help you on your weight loss journey with hypothyroidism.

  1. Understand your medications and how they work. Hyperthyroid, left untreated, will make it nearly impossible for you to lose weight regardless of how well you stick to your fitness and diet routines. That is why it is important to consult a medical provider to help you get the proper medication that is needed to improve your thyroid problem. Sometimes all that is needed is the regulation of the thyroid by medication. In other instances, some will have to undergo surgery to have their thyroid removed if problems persist. After having your thyroid removed, it is recommended that you start thyroid replacement hormone therapy to regulate your body.

  1. Drink plenty of water. Did you know that water helps your metabolism work efficiently. Without the proper amount of water, your body will not function to its best. In addition, water helps to decrease hunger, improves your digestive system, and encourages the flushing of unnecessary toxins. Lastly, water will help decrease the amount of bloat and water weight that one will acquire. It may sound counterproductive to drink water to avoid water weight, but many studies have been conducted to show that when a body is dehydrated, it tends to hold onto water. On the contrary, however, a well hydrated body does not need to hold on to water weight.

  1. Add fiber to your diet. By making sure that your body gets the proper nutrients that it needs to thrive, you can help your thyroid problem. In addition to making sure that you are drinking enough water, it is important to make sure that your diet is rich in fiber. Whether you eat foods high in fiber, or you choose to take a supplement, fiber should be a priority.

  1. Change up your diet. Eating processed foods will not help your situation. It is critical that you consume plenty of vegetables, fruit, lean protein, dairy, and whole grains. There are many great recipes that you can try to add fiber to your diet. Consider visiting a local library to check out recipe books that focus on adding fiber to your diet. This way you can get some great ideas without spending money.

  1. Boost your metabolism. A great way to boost your metabolism is to make sure that you are exercising regularly and completing workouts that are known to increase the burning of calories. Try pilates, lifting weights, or strength training for the best results.

In addition to these great tips, it is important that you get enough sleep every night and that you pay close attention to your body and what it is telling you. If you are feeling a sense of fatigue, allow your body to rest. If you are feeling thirsty, you need to drink more water. Combining your doctor’s advice and medication plan along with these tips will surely help you lose weight while dealing with a hyperthyroid.

Source: http://newswire.net/newsroom/blog-post/00099357-5-tips-to-losing-weight-with-hypothyroidism.html

If You Don't Experience Withdrawal You're Probably Not Detoxing

(Newswire.net — January 6, 2018) — Colon cleanses, juice fasts, full body detoxes – these are the products that line the shelves of the supplements department in health food stores. They sound like a brilliant idea. Who wouldn’t want to safely detoxify their body and scrub their insides clean?

However, just because cleanses and detoxes are popular doesn’t mean they’re removing toxins from the body. In fact, there’s little evidence to support those claims. There’s no denying that people feel good after a colon cleanse or a juice fast, but the reason may have nothing to do with the removal of toxins. The reason there’s little evidence is because of the ambiguity of what these products are specifically designed to do.

To identify whether a product works, you need to know specifically what it’s supposed to do. For example, if you buy an egg slicer, you know that product is going to slice hard-boiled eggs into 9 pieces with one push.

Using the terms “detox” or “cleanse” to define what a product does is a vague answer. The terms are also unregulated by the FDA. This means anyone can claim their products “detox” and “cleanse” the body without providing scientific proof. In fact, not clearly defining what the product is supposed to do prevents anyone else from conducting their own scientific experiments to find out if it works.

“Most commercial detoxes don’t list what a toxin is. And even when they do, they don’t give any evidence that they work. If they did, we could test the effectiveness of their claims,” published science writer and educator Beth Skwarecki told LifeHacker. “In a 2009 investigation by Sense about Science, they checked 15 commercial detox products and found that none could name toxins, agree on a definition of detox, or supply any evidence for their claims.”

If the creators of a product can’t define what the product is removing, there’s good reason to be skeptical.

What does it really mean to detox?

Without a consistent, FDA-approved definition for “detox” from the medical or scientific community, the best we can do is define it literally. In that case, to detox is to remove toxins from the body. These toxins can include poisons, pollutants, alcohol, food, medicine, and other foreign agents that make the body sick.

What happens when toxins leave the body?

The effects of toxins leaving the body can be seen in alcoholics or drug addicts going through the recovery process. Detoxing from drugs and alcohol is a process with intense physical symptoms referred to as “withdrawal.”

The process of detoxing from drugs and alcohol comes with a variety of withdrawal symptoms, including:

  • Headaches
  • Shaking and seizures
  • Insomnia
  • Nausea
  • Heart failure
  • Stomach pain

Unlike alcoholics and drug addicts in recovery, people don’t usually report these types of symptoms when using colon cleanses and other detox protocols.

The body knows how to detox on its own

Every human being has a built-in detoxification system that removes impurities and waste. Your liver is continually filtering your blood by capturing toxins and other impurities you’ve either consumed or absorbed.

Next, your liver releases enzymes that transform toxins into free radicals. Those free radicals adhere to substances that move them to your kidneys where you’ll eventually pass them through your urine. Other toxins are excreted through sweat, stool and even exhaling.

Even those who have spent decades overloading their bodies with alcohol or drugs will detox naturally as they taper off of the substance they’re addicted to. They may be given certain medications to make the process easier, like Methadone, but it’s the body’s lungs, liver, and kidneys that do the detox work.

If you’re relatively healthy, you don’t need to worry about cleaning the inside of your body. Your body takes care of that for you. However, it’s important to eat a variety of fruits and vegetables to support the process. Your body needs certain phytonutrients in order to neutralize the free radicals your body creates.

Cleanses and detoxes can still serve a purpose

Unless you’ve been positively diagnosed with something like Candida (yeast overgrowth often caused by excess sugar), you probably don’t need to detox. However, a cleanse can still be beneficial to you.

People who follow detox and cleansing protocols do experience positive effects. Some lose weight while others feel a rush of energy and vitality moving through their body. Many people experience a decrease in inflammation, especially when detoxing from sugar.

Using a commercial detox product can rebalance your digestion, strengthen your immune system, and feed your body all of the nutrients it needs to maintain harmony. However, if you don’t know what specific toxins are present in your body before you begin, and you don’t experience withdrawal symptoms, you’ll never know if the product is, in fact, removing toxins.

Source: http://newswire.net/newsroom/blog-post/00099344-if-you-don-t-experience-withdrawal-you-re-probably-not-detoxing.html

Your Old Windows Could Be Hurting Energy Efficiency During Idaho Winters

(Newswire.net — January 6, 2018) — Energy efficiency is one of the most important considerations for homeowners who can waste thousands per year on energy costs because their windows, siding, or insulation are old and falling apart. Windows are one of the most important features of an energy efficient home, especially if you live in a cold, dry, drafty place like southern Idaho.

According to research from Energy Star, a home loses up to 30 percent of its heating and cooling energy through leaking windows and doors. You might have noticed that your energy bills are rising thanks to your deteriorating windows. For windows that are 10 years old or older, replacements are often necessary. You’re likely wasting hundreds on drafty windows, and your home’s resale value will suffer because of it.

Signs Your Windows Are Causing Higher Energy Bills

If you’re wondering if your home’s windows are the cause of your high energy bills, consider these are signs that you have a window energy efficiency problem.

Your windows look old and dirty. Appearances are often one of the first signs that your windows are old and need a reboot. Discoloration and fogging between window panes mean the window is no longer functioning properly for sealing in warm or cool air.

Your windows are more than 10 years old. Around the 10-15 year mark, windows will start to lose their tight seal and allow more air to leak out.

You only have single pane windows. Doubling your window panes can cut energy consumption in half. According to an Energy Star report, you can save up to $465 a year by installing double pane windows.

It’s hard to open your windows. When they’re doing their job properly, windows will open and close easily. When it becomes difficult, there’s almost certainly a problem with the seal, and hot or cold air will leak out as a result.

You feel drafts throughout your house. You’ll probably feel drafts most near the windows, but as the panes age, you’ll start to feel cold air in every room. If windows are doing their jobs properly, you won’t feel any outside air.

If you notice one or more of these signs and want to know if your windows need to be replaced, one of the best things to do is to call a contractor to evaluate your case and quote a price for you on new windows.

Benefits of Replacing Your Windows

When you’ve seen the signs and know a replacement is due, it’s often best to focus on the benefits of making the change so that you’re not overwhelmed by the cost. Here are some of the biggest benefits you can enjoy.

Lower Energy Costs: Your pocketbook will take note of this one instantly. Over the course of a year, you can save up to $1,000 in energy costs.

Greater Comfort at Home: Say goodbye to drafty winters because your new windows will seal the air properly, keeping it a comfortable temperature throughout your home.  

Increased Light and View: Windows are designed to give your home more natural light and offer a pleasant view to the outside, a feat best accomplished if your windows are working properly. The fog and discoloration will be gone, and you can enjoy your windows as they were intended to function.

Higher Curb Appeal: New windows simply look better. You, guests, and future potential home buyers will be impressed with the significant update to your home’s interior and exterior, simply because you installed new windows.

Worth the Install

Many homeowners are hesitant to replace their windows because of the cost. A 2,500-square foot home that needs entirely new windows can cost upwards of $15,000, thanks to the cost of the material and installation on each individual piece. Most people don’t have that much cash lying around.

The upfront cost is certainly daunting, but there is a decent return. In fact, according to the National Association of Realtors, you can recoup as much as 80 percent of your window replacement project in added home value. What’s more, you can save as much as $1,000 a year in energy savings, a significant return for your investment. If you live in the home for five years after replacing your windows, you’ll have recouped the entire value of your window project.

Replacing windows in your Idaho home doesn’t have to be a headache. Keep your eye on the prize and consider the significant energy savings and higher quality of life you’ll experience simply from replacing your old windows.

Source: http://newswire.net/newsroom/blog-post/00099343-your-old-windows-could-be-hurting-energy-efficiency-during-idaho-winters.html

Chase Ink & Business Plus Credit Cards Comparison

(Newswire.net — January 5, 2018) — When you look at the business credit card, you might think that you need to have a business to get a business credit card. A lot of people think that you cannot get a business credit card without having an official business. All of this makes a lot of sense. But, that is not the case. You can have a very small business, and you can still get a small business credit cards.

The real thing is that the credit card company also sells it other than for business. Maybe you have a store or a factory etc.,   or maybe you have to sell a bunch of stuff on eBay, etc., you are in business, and therefore, you can get a business credit card for that. If you sell stuff or you run a side business, given that is not an official business that sustains your living, it still counts. So, you can get these credit cards and get benefits that they offer you.

One thing that you need to remember with the business credit card is that when you go and spend money on it, it does not help your credit score. It’s not that it is completely decoupled from your credit history or anything, but you are liable to pay when you do stuff on your credit card, such as, when you spend money, and you pay it. It is not like you will be rewarded for the efforts you put in this credit card.

If you default on a payment, it will affect your credit score. So, business credit cards can only do badly to your credit history. Therefore, you have to be very watchful and vigilant while using the business credit cards. Other than that if you are very responsible with your credit score, then you need not worry if you are using a business credit card or any other card because whenever you buy something you pay for it, and it does not matter to such people.

Current offers of the Chase Ink Business Credit Cards

  • You can get 5% cash back on things on which you typically do not get this much. It may go up to 2% maximum.
  • 2% cash back is given to gas and restaurant. It is not considered good enough.
  • 1% cash back on other things.

So, on this credit card if you spend $300, then you will get $200 cash back.

Offers by Business Plus

It offers the same as offered by the chase ink business credit card but it has added $96 annual charges. Which does not look good to most of the people? But, it does give you 60,000 points that are equivalent to 750 dollars’ worth bonus, if you spend it on certain things, such as, traveling,etc. However, to get that you have to spend at least $500.

So, the strategy to sign up for both these credit cards is that if you want to buy something very big, then get details of both the cards to satisfy your needs and to avoid the headache of figuring out how to buy. 

Source: http://newswire.net/newsroom/blog-post/00099338-chase-ink-business-plus-credit-cards-comparison.html

6 Important Things Every Student Should Know About Holding a Credit Card

(Newswire.net — January 5, 2018) — Just because you don’t hold a job, it doesn’t mean you shouldn’t get a credit card. No, you better open an account to manage your finances and by the time you have landed a job, you would have learned the ropes.

However, you need to take caution, and following we are giving you a few tips:

Don’t let it Control You

If you are not confident, avoid signing a credit card. Read terms and conditions carefully. Don’t sign up for a credit card just because it offers a gift.  See the interest rate, and fee offered. Compare it with other offers, and see if you get a better deal somewhere else.

Take your time, be patient, and decide with a relaxed mind. You don’t need to rush anything, especially if it involves banking.

One Credit Card is good

You don’t need to pile up different credit cards in your wallet. It doesn’t show you are smart. Instead, you look stupid. We understand if you are attracted to apply for a few credit cards, but you should keep the credit card number to a minimum.

If you don’t hold a job, just one credit card will do well.  More credit cards pose the higher risk of getting into debt. You drop your credit score every time you apply for a new credit card.

Charge What You Can Afford

You must have assumed that credit cards help you purchase things you can’t afford at the moment. This is the stupidest mistake, and you will regret it for a long time. Yes using a credit card to buy things you can’t afford is a quick way to massive debt.

So, you need to curb your temptations to make some exotic purchases. Minimum payments to easily pay off your balance won’t make things any better. You may have to pay 5 times more than the actual worth of your purchase.

Make Payments Every Month

Even if you got yourself in trouble, you could get on the good side of Small Business Credit Cards if you develop a good habit of paying back the balance whenever you get a bill.  Try to avoid carrying a debt at first, but if you somehow got yourself in such situation, make it a priority to get out of it.

Stay within Your Limit

We don’t mean to tease you, but seriously when it comes to credit, you need to stay under the limit. Going over the limit will cost you dearly, and you will keep paying for a long time. Going over your credit limit drastically damages your credit score, and it will take ages to repair the damage.

Close the Card

We are not suggesting you cord your card right now, but you shouldn’t be afraid to do if you have to. Closing a credit card is not the ideal thing, but if you got a new card with better terms, and lower interest, then you should close the credit card account for good. You won’t regret it in the long run. 

Source: http://newswire.net/newsroom/blog-post/00099337-6-important-things-every-student-should-know-about-holding-a-credit-card.html

The Top 3 Trendy Businesses in Hong Kong this Year

(Newswire.net — January 5, 2018) —  Food truck businesses are popping up all over the world. From the suburbs of Newark, Delaware to the urban city streets of Los Angeles, food trucks can be found all over the United States and at any hour of the day. Originally made popular on college campuses as late night eateries, food trucks have become a great way to make money without having to invest in a brick and mortar storefront in one location. With a food truck, you can travel and make money no matter where you choose to go. You have to be careful though as you will need to make sure that you have a vendors license that will allow you to make and sell food in multiple locations. Food trucks are so popular that they have made their way over to Asia. This article will highlight some of the trendiest businesses in Hong Kong this year!

  1. Pizza delivery service. One of the trendiest companies to launch this year include pizza delivery services. Hong Kong is one of the best places to be an entrepreneur and to try out various business models. The idea of starting a pizza delivery service has taken the country by storm and is now one of the most popular meal options among young and old.

  1. Cupcakes! Have you ever been at a party or an event and felt that it needed a little something extra to make it a bit more festive? You are not the only one. Apparently, there is quite a marketplace for cupcake delivery service as it is one of the newest and hottest trends in Hong Kong in 2018. Whether you want a specialty cake or a dozen cupcakes, you can order your cake online and have it delivered directly to your home or business. You can now easily liven up any party or social gathering with a cake by ordering from the convenience of your smartphone.

  1. Online delivery service. From cupcakes to pizza and everything in between, one of the most popular ways to earn money in Hong Kong is by being employed by an online delivery service. If you own an online delivery service, you have made a great investment. More and more, people are choosing to stay home and have their food delivered to them. Because of this trend, delivery services such as Uber have been busy hiring more drivers and making a great deal of money. The concept is smart as the Uber driver goes to a specific restaurant and picks up a customer order and then delivers it to the customer for a small fee. The customer pays a nominal service charge and tips the driver for their service and everyone is happy. The driver makes good money, the customer gets their order without having to leave their home, and the business owner makes a fair cut of the profits as well.

Hong Kong is known for its entrepreneurial spirit. If you want to start a new business but are not sure of how it will go over, try starting it in Hong Kong. If it isn’t successful there, chances are it won’t be successful elsewhere.

Source: http://newswire.net/newsroom/blog-post/00099336-the-top-3-trendy-businesses-in-hong-kong-this-year.html